For the purposes of this disclaimer,

- "Web Site" means www.citicifh.com.
- "CIFH" means CITIC International Financial Holdings Limited; and
- "Visitor" means any person / party accessing the Web Site.

Use of Information and Materials

All information and materials contained in the Web Site is for reference only. These are not intended to be relied on by any Visitor for decision making. These information and materials should not be construed as investment advice or an invitation to invest in any securities or investment products relating to CIFH.

CIFH does not warrant or represent the completeness or accuracy of the information and materials or that the information and materials are up to date.

CIFH does not and will not accept any responsibility or liability for any loss or damage, whether directly or indirectly and howsoever arising from or in reliance upon the contents of the Web Site.

Links to other sites

Use of hyperlinks to other internet sites or resources is at the Visitor's own risk. CIFH does not warrant or represent the completeness or accuracy of the information and materials contained in any web sites. It remains the Visitor's sole responsibility to make all enquiries and investigation before proceeding to any online or offline access or transaction with any of these third parties. CIFH emphasises that all activities conducted via or at the Web Site are at the Visitor's own risk. CIFH does not warrant the security of any information the Visitor may forward or be requested to provide to any third party. The Visitor is deemed to have irrevocably waived any claims against CIFH, if any, for any loss or damage suffered as a result of any access to or interaction with any other web sites via the Web Site.

Copyright, Trade Marks

The materials displayed on the Web Site are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the prior written consent of the owner of such copyright.

No Warranties

The information and materials contained in the Web Site are provided on "as is" basis without warranty of any kind either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in relation to such information and materials.

It is the Visitor's sole responsibility to prevent, safeguard and ensure that no computer virus enters the Visitor's system and the Web Site.

Internet Communications

Messages sent via the internet cannot be guaranteed to be completely secure. The Visitor shall bear the risk of any delay, loss, diversion, alteration or corruption of any message either sent to or received from or via the Web Site. CIFH is not responsible in any manner for direct, indirect, special or consequential damages arising out of the use of the Web Site.

Communications via the internet may be subject to interruption, modification by third party, transmission blackout, delayed transmission due to the flow of internet traffic or incorrect data transmission as a result of the public nature of the internet transmission or otherwise.

Use and Disclosure of Personal Information

Unless restricted or prohibited by applicable laws, the Visitor agrees that any and all personal information / data relating to the Visitor collected by CIFH from time to time from the Web Site may be used and disclosed to such persons/ parties and for such purposes as CIFH in its absolute discretion deems appropriate subject to compliance with applicable laws, including The Personal Data (Privacy) Ordinance.